Economic Impact Group, LLC Economic Data Brief
 
Housing

MBA Mortgage Applications Survey — August 2026

Released September 2, 2026 · Mortgage Bankers Association · full release · charts & history on EconomicsGuru
Average 30-year contract rate was essentially unchanged in August 2026 at 6.8%. Prior month: 6.8%.
30-yr rate
6.8%
▼ 0.0 pp m/m
Refinance share of applications
41.8%
▲ +1.9 pp m/m
ARM share of applications
8.0%
▲ +0.1 pp m/m

Revision check

Revision check clear. Prior periods were checked against the values in the last report — no revisions found. All changes below are computed on current-vintage data.

Key figures

Headline →August 2026July 2026M/M chgM/M %Y/Y chgY/Y %12-period trend
Average 30-year contract rate6.8%6.8%▼ 0.0 pp—▪ ——
 
 
 
Trend bars show the level over the last 13 periods; the latest period is highlighted.

What stood out

  • Freddie Mac 30-year fixed (for comparison): highest since July 2025 (13 months).

Full detail

Show every category and subcategory
Full detail — mix and context →August 2026July 2026M/M chgM/M %Y/Y chgY/Y %
Refinance share of applications41.8%39.9%▲ +1.9 pp—▪ ——
ARM share of applications8.0%7.9%▲ +0.1 pp—▪ ——
Freddie Mac 30-year fixed (for comparison)6.7%6.5%▲ +0.1 pp—▲ +0.1 pp—

Sources

Economic Impact Group, LLC
Economic research for developing communities
Prepared 2026-09-03 14:26 UTC. Green marks an increase, red a decrease — direction only, not good or bad.