Economic Impact Group, LLC Economic Data Brief
 
Housing

MBA Mortgage Applications Survey — September 2026

Released October 7, 2026 · Mortgage Bankers Association · full release · charts & history on EconomicsGuru
Average 30-year contract rate rose by 0.7 pp in September 2026 to 7.5%. Prior month: 6.8%.
30-yr rate
7.5%
▲ +0.7 pp m/m
Refinance share of applications
37.0%
▼ −4.8 pp m/m
ARM share of applications
10.3%
▲ +2.3 pp m/m

Revision check

Revision check clear. Prior periods were checked against the values in the last report — no revisions found. All changes below are computed on current-vintage data.

Key figures

Headline →September 2026August 2026M/M chgM/M %Y/Y chgY/Y %12-period trend
Average 30-year contract rate7.5%6.8%▲ +0.7 pp—▪ ——
 
 
 
 
Trend bars show the level over the last 13 periods; the latest period is highlighted.

What stood out

  • Freddie Mac 30-year fixed (for comparison): highest since January 2025 (20 months).
  • ARM share of applications: 3 straight months of increase.

Full detail

Show every category and subcategory
Full detail — mix and context →September 2026August 2026M/M chgM/M %Y/Y chgY/Y %
Refinance share of applications37.0%41.8%▼ −4.8 pp—▪ ——
ARM share of applications10.3%8.0%▲ +2.3 pp—▪ ——
Freddie Mac 30-year fixed (for comparison)6.9%6.7%▲ +0.2 pp—▲ +0.5 pp—

Sources

Economic Impact Group, LLC
Economic research for developing communities
Prepared 2026-10-07 14:29 UTC. Green marks an increase, red a decrease — direction only, not good or bad.